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Solo 401(k) Plans

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A Solo 401(k) can provide tax
benefits and retirement savings
for you and your business.

A Solo 401(k) can provide
tax benefits and retirement savings for you and your
business.

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SAVE MORE

Contribute up to $58K/year.

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ROTH OPTION

After-tax contributions.

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401(k) LOANS1

Emergency access to monies.

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As an Owner-Only business, a Solo 401(k)
can help you save more than a traditional IRA.

As an Owner-Only business, a Solo 401(k) can help you save more than a traditional IRA.

Solo 401(k) IRA
Annual Limit Per Individual $58,000 $6,000
Age 50+ Catch-Up Amount $6,500 $1,000
Roth Income Limit None $125,0002

How we help your business prepare for retirement:

Higher contribution limits allowing Owner-Only businesses up to $58k per year vs an IRA.

Contribute on after-tax basis with the Roth 401(k) option to have tax-free distributions if all requirements are met.

Tax-free loans offer access to money in case of emergency.

Contributing the max to your 401(k) account could drop you a tax bracket.

Roth 401(k) contributions and earnings cannot be taxed again later3— so all growth achieved with these investments will accrue tax-free if all requirements are met.

Full service, online access to administer and monitor your plan.

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Our Customer Success Managers are
available at 1-800-431-7934 ext. 1,
Mon-Fri, 9AM-8PM EST to provide
guidance and answer any questions.

Our Customer Success Managers are
available at 1-800-431-7934 ext. 1, Mon-Fri, 9AM-8PM EST to provide guidance and answer any questions.